Call Us: 310-859-0488
Call Us: 310-859-0488 Request a Quote
Get a Quote

Fix & Flip Financing: Unleashing the Potential of Real Estate Rehab

Fix & flip success hinges on seeing potential where others see obstacles. Insignia Mortgage empowers investors with capital to turn undervalued properties into profitable ventures. Our loans offer up to 80% loan-to-acquisition financing, covering both purchase and renovation costs. We tailor our financing to your track record, leveraging your experience to fuel future opportunities. With a streamlined application process and quick approvals, we ensure you can move swiftly from acquisition to sale, maximizing market opportunities.

Talk with a Loan Expert

Schedule an appointment and an expert will call you back when it’s convenient for you.

Request a Quote

Fix & Flip & Bridge Financing
For SFR 1-4 & Multi-Family

Fix and flip and bridge loans serve as a crucial financial tool for investors looking to navigate the gap between purchasing a new property and selling an existing one or securing long-term financing.

  • Insignia Mortgage’s bridge financing solutions are characterized by:
  • Short-Term Flexibility: Designed as a short-term solution, our bridge loans provide the immediate funding necessary to seize investment opportunities without the wait.
  • Strategic Financial Planning: Bridge financing allows investors to leverage existing  equity, offering a strategic pathway to manage cash flow and investment timelines effectively.
  • Versatile Application: Whether you’re looking to quickly acquire a property before selling another or need immediate capital to kickstart a development project, our bridge loans are structured to meet a wide range of investment strategies.
For more information on Fix & Flip and Bridge Loans, please visit Insignia Capital Corp.
12-18 month 1
Interest Rate
APR
9.000%
9.319%
(Up to $25,000,000)
Request a Quote
As Seen In: comb-bloom-wall

Why Choose Insignia Mortgage?

time

Efficiency

Leverage our mastery of automated underwriting systems for faster approvals and smoother transactions.

timeline

Flexibility

Loan amounts up to $1,149,825 in select counties, with options for co-signers and up to 97% LTV financing.

pull-door

Accessibility

Down payment gifts allowed, no closing cost options, and credit scores starting at 620.

Tailored Financing for Residential Property Investors and Developers

Insignia Mortgage excels in crafting specialized loan programs for residential property investors and high-end developers. Our expertise in the real estate investment sector, combined with robust relationships with local lenders, enables us to offer both stated income business purpose and no-tax return loan options. These programs are meticulously designed to align with the financial profiles of our clients, focusing on property cash flow, valuation, and comprehensive financial analysis.

Request a Quote
complex-loan
AdobeStock_162117272-1-3

Mid Construction Completion Luxury Loan

The Situation: An experienced developer faced unexpected budget issues during the build of a luxury home, requiring a $4.8M loan to complete construction on an $8M projected value. Due to challenging market conditions, securing mid-construction financing was difficult. The developer approached Insignia Capital Corp for a sub-10% 18-month loan.

The Solution: Insignia restructured the loan as a luxury fix-and-flip with a construction reserve holdback, reducing risk and extending the loan duration. This allowed the developer to complete the project and achieve a successful exit.

(Visited 30 times, 1 visits today)
(1) Disclosures
(1) No Tax Return loans and foreign national loan products require other forms of income documentation and asset verification in lieu of tax returns. Not all applicants will qualify. Some products we offer may have a higher interest rate, more points or more fees than other products requiring more extensive or different documentation. (2) Minimum FICO, reserve, and other requirements apply. Contact your loan officer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APRs and programs are subject to change without notice. Loan to values (LTV) are based on appraised value. Actual closing times will vary based on borrower qualifications and loan terms. All loans are subject to credit approval. (3) With an interest-only mortgage payment, you will not pay down the loan's principal balance during the interest-only period. Once the interest-only period ends, your payments will increase to pay back the principal and interest. Rates are subject to increase over the life of the loan. Contact your Insignia Mortgage, Inc. loan officer to determine what your payments might be once the interest-only period ends. (4) With an adjustable rate mortgage (ARM), once the fixed rate period ends, the loan payment will adjust after an initial period and then adjust on a regular basis as set forth in the loan documents. For example, a “3/1” loan will have an interest adjustment 3 years after the loan closes and every 12 months thereafter. Also, the loan will be subject to annual and lifetime adjustment caps. Contact your Insignia Mortgage loan officer to determine what your payments might be once the fixed rate period of the loan ends. (5) Insignia Mortgage, Inc., is a real estate broker licensed by the CA Department of Real Estate, DRE #01969620, NMLS #1277691
(2) Disclosures
(1) Minimum FICO, reserve, and other requirements apply. Contact your loan officer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APRs and programs are subject to change without notice. Actual closing times will vary based on borrower qualifications and loan terms. All loans are subject to credit approval. (2) “Loan to Cost” (LTC) is defined as the acquisition price of the property plus the cost to build as determined by a bank appraisal. Contact your loan officer for additional program guidelines, restrictions, and eligibility requirements. (3) With an interest-only mortgage payment, you will not pay down the loan's principal balance during the interest-only period. Once the interest-only period ends, your payments will increase to pay back the principal and interest. Rates are subject to increase over the life of the loan. Contact your Insignia Mortgage, Inc. loan officer to determine what your payments might be once the interest-only period ends. (4) With an adjustable rate mortgage (ARM), the loan payment will adjust after an initial period and then adjust on a regular basis as set forth in the loan documents. For example, a “3/1” loan will have an interest adjustment 3 years after the loan closes and every 12 months thereafter. Also, the loan will be subject to annual and lifetime adjustment caps. Contact your Insignia Mortgage loan officer to determine what your payments might be once the fixed rate period of the loan ends. (5) Insignia Mortgage, Inc., is a real estate broker licensed by the CA Department of Real Estate, DRE #01969620, NMLS #1277691.