Not All Borrowers
Finances Follow a Formula.
Neither Should Your Loan.
Tailored mortgage solutions for complex borrowers in CA, TX, TN & FL.
Select jumbo and investment property loans are available in additional states.
5/6 ARM
Term
5.750%
Interest Rate
6.330%
APR
5/6 ARM
Term
6.625%
Interest Rate
6.580%
APR
We Turn Complex Financial Profiles Into Approvals
Insignia Mortgage is built for clients who are done waiting on traditional lenders. Whether you have irregular income, layered assets, or global investments, we structure loans around your reality.
With $7B+ in loans closed and exclusive access to niche lenders, we make sense of finances others can’t, fund loans others won’t—and we’ve been doing it since 2012.
$7B+
loans closed since 2012
$2M+
Avg. loan size for single-family homes
22-Day
Avg. close time
Our Loan Offerings
Your financial profile is unique. So are our lending options. Our mortgage experts connect you with programs you won’t find anywhere else.
Jumbo Loans
Big loans mean big roadblocks with most lenders. We cut through the red tape to deliver competitive terms, fast approvals, and smooth closings.
Specialized Financing
Conventional lenders want simplicity. Unfortunately, not every financial profile is straightforward. Whether you’re self-employed, a foreign national, or juggling multiple income streams, we design loans that fit your reality—however complex it may be.
Investment Property Loans
Success in real estate depends on speed and certainty. From single-unit rentals to portfolios under $20M, we deliver fast approvals through lenders who understand your goals.
Government & Community Programs
From conforming to FHA and VA loans, we make traditional financing simple. We also offer community programs for buyers who need flexible qualifications and fair terms, without the typical big-bank runaround.
Who We Serve
Every client has a different story. Our job is to take that story, however complex it is, and turn it into a financing solution that works.
Private & High-Net-Worth Clients
Wealth rarely fits inside a template. Trusts, layered assets, and investment portfolios often confuse traditional underwriters. We know how to structure these profiles clearly and persuasively, ensuring you get the terms and speed your financial position deserves.
Entrepreneurs & Self-Employed Borrowers
Running a business comes with freedom and just as much complexity. Traditional lenders want pay stubs, not statements, contracts, or cash flow. We translate your true income picture into terms lenders understand, helping you qualify for the financing you deserve.
Foreign National & International Clients
Cross-border finances can be complicated. Whether you’re earning abroad, managing global investments, or buying property in the U.S., we connect you to lenders who understand international assets and residency requirements so approvals don’t get lost in translation.
Real Estate Investors
Opportunities don’t wait, and neither should your financing. From single-unit purchases to portfolios under $20M, we deliver speed and certainty through lenders who understand the investor mindset. We structure real-world investment loans around real-world borrowers.
Community Lending
Not every buyer needs a jumbo loan or a perfect financial profile. Many qualified borrowers simply need access to programs that make homeownership more attainable. That’s exactly what our FHA, VA, conforming, and community lending options are designed to do.
Why Clients
Choose Insignia
What Client Say About Us
Who We Are
Insignia Mortgage was created by Chris Furie and Damon Germanides to give clients a smarter alternative to conventional lending. With over 50 years of combined experience and billions in loans closed, they built a firm designed around one promise: if your finances don’t fit the mold, we’ll still get your loan done.
Our Team
Our brokers rank among the top 50 in the nation. They’re the people who cut through the red tape and open doors to niche lenders. But what matters more is what that means for you—speed, clarity, hands-on support, and a confident close.
Damon Germanides
Co-founder / Broker
Chris Furie
Co-founder / Broker
Neil Patel, CPA
Principal / Head of Sales
Julie Flatland
Head of Underwriting & Operations Manager
Michael Nassirzadeh
Broker Associate/Senior Commercial Loan Analyst
Noah Furie
Capital Markets
Jonathan Bulaon
Loan Originator
Todd William Harris
Head of Construction Lending & Broker Associate
Patrick Mckenna
Broker Associate
Romy Nourafchan
Broker Associate
Scott T. Sealey
Senior Loan Originator/First-Time Home Buyer Expert
Nick Van Dueck
Donabel Aguila
Loan Set Up
Richard Cadiente
Senior Processor
Jesebel Da Sagun
Senior Underwriter
Rhonda Ramirez
Loan Officer Assistant/Senior Processor
James DeBeck
IT Management
Euereze Tabar
Accounting
Market Commentary & Insights
Stay informed with weekly rate updates, lender news, and market analysis from some of the nation’s top mortgage brokers. Whether you’re tracking rates or exploring new loan programs, our insights help you make smarter financing decisions.
